You don’t need to pony up a lot of cash for a victorious day at the track. Just ride these tips from Dave Litfin of the Daily Racing Form and Andy Serling of the New York Racing Association below. We wager you’ll be looking good in the neigh borhood.

Filed under: Budgets , Saving Money If you’ve ever tried budgeting for the long run only to find that your best-laid plans always seem to get ruined by short-term emergencies , then you’re not alone. Unexpected things pop up that can surprise even the most dedicated budgeters.

Filed under: Recalls , Consumer Ally , In the News Keeping track of the latest product and food recalls can be a challenge for any consumer, so Consumer Ally has collected them all in one place for you to check each week. Here is this week’s roundup: Fisher-Price recalls 210,800 Little People Builders’ Load ‘n Go Wagons in the United States and Canada after seven children have been hurt, including five who needed stitches after falling on a rigid, molded plastic wagon handle, the U.S.

Filed under: Retirement , Economy , Health Care , Airgas The recently released Cost of Care survey from Genworth Financial looked at the average prices of home care providers, adult day health care facilities, assisted living facilities and nursing homes across the country, and unsurprisingly, found that there are staggering variations. The priciest state for nursing home care in the U.S. averages more than four times as much as the cheapest

Filed under: Market News Until this point it would have been natural to assume that Congress would put aside partisan concerns and increase our borrowing capacity, as it has done 74 times since 1962. However, with the Aug. 2 deadline nearing and both parties continuing to bicker, investors need to consider how the looming debt-ceiling debacle could play out in our portfolios.